Finance
Finance guides
Written by our desk, dated, and checked each quarter. Where a figure changes we change the page rather than leaving it to age quietly.
August 2026 · 11 min
Home loans in India: what you will actually pay
What lenders look at, what the rate really costs you over twenty years, and the charges that do…
August 2026 · 7 min
How much will a bank actually lend you?
The two ratios that decide it, worked through with real numbers, and the things that quietly reduce the…
August 2026 · 6 min
Tax benefits on a home loan
What you can claim, under which regime, and why the answer changed for most people.
August 2026 · 5 min
Property loans, and which one you need
Five products that are frequently confused, what each is for, and where they price differently.
August 2026 · 5 min
Plot loans
Financing land is not the same as financing a flat, and the differences all cost money.
August 2026 · 5 min
Construction loans
Money released in stages against progress, which changes how you plan the build.
August 2026 · 5 min
Loan against property
Borrowing against something you already own — cheaper than unsecured credit, and a much bigger thing to get…
August 2026 · 4 min
Commercial property loans
Shops, offices and warehousing are financed on different terms from a flat.
August 2026 · 6 min
Home loan questions, answered
The questions our desk is actually asked, with the answers we actually give.